| 00 | Approved or completed successfully | 
				
					| 01 | Refer to card issuer | 
				
					| 02 | Refer to card issuer, special condition | 
				
					| 03 | Invalid Merchant | 
				
					| 04 | Pick Up Card | 
				
					| 05 | Do Not Honour | 
				
					| 06 | Error | 
				
					| 07 | Pick up card, special condition | 
				
					| 08 | Honour with identification | 
				
					| 09 | Request in progress | 
				
					| 10 | Approved, partial | 
				
					| 11 | Approved, VIP | 
				
					| 12 | Invalid transaction | 
				
					| 13 | Invalid amount | 
				
					| 14 | Invalid card number | 
				
					| 15 | No such issuer | 
				
					| 16 | Approved, update track 3 | 
				
					| 17 | Customer cancellation | 
				
					| 18 | Customer dispute | 
				
					| 19 | Re-enter transaction | 
				
					| 20 | Invalid response | 
				
					| 21 | No action taken | 
				
					| 22 | Suspected malfunction | 
				
					| 23 | Unacceptable transaction fee | 
				
					| 24 | File update not supported | 
				
					| 25 | Unable to locate record | 
				
					| 26 | Duplicate record | 
				
					| 27 | File update field edit error | 
				
					| 28 | File update file locked | 
				
					| 29 | File update failed | 
				
					| 30 | Format error | 
				
					| 31 | Bank not supported | 
				
					| 32 | Completed partially | 
				
					| 33 | Expired card, pick up | 
				
					| 34 | Suspected fraud, pick up | 
				
					| 35 | Contact acquirer, pick up | 
				
					| 36 | Restricted card, pick up | 
				
					| 37 | Call acquirer security, pick up | 
				
					| 38 | PIN tries exceeded, pick-up | 
				
					| 39 | No credit account | 
				
					| 40 | Function not supported | 
				
					| 41 | Lost card, pick-up | 
				
					| 42 | No universal account | 
				
					| 43 | Stolen card, pick-up | 
				
					| 44 | No investment account | 
				
					| 51 | Insufficient funds | 
				
					| 52 | No check account | 
				
					| 53 | No savings account | 
				
					| 54 | Expired card | 
				
					| 55 | Incorrect PIN | 
				
					| 56 | No card record | 
				
					| 57 | Transaction not permitted to cardholder | 
				
					| 58 | Transaction not permitted on terminal | 
				
					| 59 | Suspected fraud | 
				
					| 60 | Contact acquirer | 
				
					| 61 | Exceeds withdrawal limit | 
				
					| 62 | Restricted card | 
				
					| 63 | Security violation | 
				
					| 64 | Original amount incorrect | 
				
					| 65 | Exceeds withdrawal frequency | 
				
					| 66 | Call acquirer security | 
				
					| 67 | Hard capture | 
				
					| 68 | Response received too late | 
				
					| 75 | PIN tries exceeded | 
				
					| 77 | Intervene, bank approval required | 
				
					| 78 | Intervent, bank approval required for partial amount | 
				
					| 90 | Cut-off in progress | 
				
					| 91 | Any application specific error that can occur during application execution (such as Profile Not Found) | 
				
					| 92 | Routing error | 
				
					| 93 | Violation of law | 
				
					| 94 | Duplicate transaction | 
				
					| 95 | Reconciliation error | 
				
					| 96 | System malfunction | 
				
					| 97 | Cancelled by operator | 
				
					| 98 | Exceeds cash limit | 
				
					| 99 | System malfunction |